The Process You Can Expect

Part of our engagement with you is creating a professional relationship. We value transparency and you can rest assured that we have your best interests at heart. The first appointment will identify your financial goals and the level of advice that is required.

An essential part of the planning process is collecting the relevant facts and figures (current financial information) from you. This information will be used to set personal and financial goals.

The financial information collected from you will be analysed and assessed to determine where you currently stand in relation to your goals. This step depends on the services that you require and may include but is not limited to analysis of your risk portfolio and reviewing last will and testament and placing proper estate planning structures in place. Calculations will be done and any shortfalls will be presented to you.

This step is all about creating a solution that is tailored to suit your needs and goals. Your financial plan will contain all the details and strategies for achieving your goals. This plan will be presented to you – this will give you the opportunity to raise any concerns that you may have.

The plan that you are happy with will be implemented. We will record the agreed implementation plan as well as attach all the necessary documentation that supports the plan .

The last step is about regularly reviewing the plan to ensure that it is working for you. Reviews are important as situations change which may or may not impact your goals. Your plan may need to be amended by us to incorporate the changes. Reviews are usually done twice a year but may be done more often if there is a need. It is also an opportunity for us to discuss any concerns you may have.